Group Home Insurance Health Insurance - Private Vs Group Policy For Small Home-based Business?

Health Insurance - Private vs Group Policy for small home-based business? - group home insurance

I am currently researching options for providing health insurance for my family. I plan to own and register an LLC for my work as an independent contractor and employer of my wife lifted the performance of health care this year. I have some questions if anyone has experience in small business and / or private health insurance.

1. Is it fair for employees to know whether my wife and I pay for my LLC, I was able to get group health insurance for 2 people - even if it's just me and my wife?

2. Let's ensure we are more likely to better health coverage to (maternity, that is, lower deductibles, etc.) with a group of strategic plan of the separate family?

3. Is it cost prohibitive, thus this approach reasonable compared to private health insurance?

Other suggestions are welcome, I want to start comparing prices, but must be conducted first. Thank you in advance.